- Estimates only: The numbers, timelines, and wealth comparisons you see here are just guesses based on the details you put in. They are meant to give you a rough idea, not a guaranteed result.
- The future is unpredictable: House prices, interest rates, rent, and inflation go up and down. Because no one can predict the future, your actual financial outcome could be very different from what the tool shows.
- Do not rely on this alone: Please do not make big life decisions—like buying a home, changing your mortgage, or altering your pension—based only on what this calculator tells you.
- Talk to an expert: We always recommend speaking with a regulated independent financial adviser or a qualified mortgage broker who can look at your whole financial situation before you make a move.
- You're helping us to improve this tool: We're recording anonymous statistics to help see what could make this site even better.
The likely outcome
Original scenario
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New scenario
When could you buy?
Original scenario
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New scenario
Wealth difference
Original scenario
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New scenario
No wealth comparison to show
This home looks unlikely to be affordable before retirement, so there is no buying outcome to weigh against renting. Adjust your inputs to make a purchase possible and the comparison will appear here.
Select a scenario to compare wealth outcomes.
vs Original scenario
Remember that results are estimates only. Ask for advice before you make any decisions. Read important information about this calculator
A summary of all the rates and rules used in these calculations is in .
Original scenario
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New scenario
No purchase costs to show
This home looks unlikely to be affordable before retirement, so there are no purchase costs to break down.
How much it will cost
Property price at purchase date
£0
Stamp duty
£0
Purchase costs
£0
Total cost of purchase
£0
Original scenario
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New scenario
No funding to show
Without an affordable purchase there is no mortgage or deposit to split out.
Source of money
Mortgage
£0
Cash
£0
Total amount needed
£0
The property may not be affordable
Based on your current deposit and income, this home looks unlikely to be affordable before retirement.
Remember that results are estimates only. Ask for advice before you make any decisions. Read important information about this calculator
A summary of all the rates and rules used in these calculations is in .
Show scenario:
Show as:
Buying wealth
Renting wealth
Remember that results are estimates only. Ask for advice before you make any decisions. Read important information about this calculator
A summary of all the rates and rules used in these calculations is in .
What you changed
When you've made a change, they will show here.
Remember that results are estimates only. Ask for advice before you make any decisions. Read important information about this calculator